121 Miami St
Urbana, OH 43078

Fax: 937-653-4457


Small Business and Personal Lines Insurance in Urbana, OH

Brand/Neer/Frantz/Stallsmith Insurance Agency opened in 1921 and has been in the same location ever since. Our current staff were all born and raised in Champaign County, and possess over 200 years of insurance experience. We are committed to strengthening our community through both insurance protection of families and small businesses, and by supporting local organizations.

We contribute both funds and service to many charitable organizations. Our focus is on programs and initiatives that support our youth, like sports programs, school functions, and 4-H. We support the Champaign County Fair, and are members of the Chamber of Commerce, Arts Council, American Cancer Society, and Urbana Rotary, just to name a few.

We work every day to uphold the business philosophy that insurance has been, and always will be, best provided by those who personally care for their clients and communities.  It’s about people, not policies. We believe it’s our responsibility to safeguard the people we care about, and their assets, loved ones, employees, and dreams.

Providing Coverage the Urbana, OH Community Needs, from Professional Liability Insurance to Crop Insurance and More

At BNFS, we provide insurance staples like home, auto, umbrella, and renters, and specialize in niche products that are vital to Urbana businesses. These commercial offerings include crop insurance and farm insurance, construction risks, and special event insurance, among others.

Various professionals, like CPAs, attorneys, dentists, and realtors, can turn to BNFS for professional liability insurance. We even insure medical professionals, providing medical malpractice for family practice physicians, specialists, surgery centers, and hospital facilities.

Additional small business specializations include contractors insurance, manufacturing insurance, and auto dealership and repair shop insurance. We also provide cyber liability and data breach insurance for all of our commercial clients.

Through our network of carriers & brokers, we’re never in a situation where we can’t provide the coverage our clients need. Several of our carrier relationships include Cincinnati Insurance Company, Philadelphia Insurance, Westfield Insurance Company, Celina Insurance, and Wyandot Mutual Insurance.

Unbeatable, Personalized Insurance Service from Champaign County Agents

Put simply, our clients chose us and have stayed with us because we're there when tragedy strikes. When you focus on people rather than policies, you realize that insurance is so much more than coverages and premiums. It’s what allows people to move on with their lives after the unthinkable happens. When you look at it that way, it’s not surprising that we truly care about the people we serve. As a result, we’re available 24/7 to our clients.

If a personal insurance relationship is what you’re looking for, contact an Insurance Advisor or request a proposal today.


Additional Resources

Request A Quote


Meet Our Team

Randy Leopard
Randy Leopard

Vice President

Melodi Wilkins
Melodi Wilkins

Senior Account Manager

Mark Osborne
Mark Osborne

Life Insurance Advisor

Kevin O'Brien

Crop Insurance Advisor



Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.

I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.

Over the years we've never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.

Surprisingly flexible and in-touch with my needs as a small business owner. Can't ask for more.

Spencer F.

They have strong ties with the community, and it shows. It's nice to do business with people that really show they care about you and your family.

Susan T.

Contact Us